Terms of Service

Effective Date: March 11, 2025

Powerful Impact Labs, LLC (PIL), doing business as Entrepreneurs IQ (“PIL, EIQ,” “we,” “our,” or “us”) welcomes you. By accessing our website or using our services, including educational courses, live mentorship, business assessments, community engagement, funding applications, and marketing tools, you agree to these Terms of Service (“Terms”). Please read these Terms carefully. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE SERVICES.

1. Eligibility

Entrepreneurs IQ is designed for general audiences, including users under 18 with explicit parental or guardian consent and supervision.

2. Account Registration

To register on Entrepreneurs IQ, users under the age of 18 must have the permission of a parent or legal guardian. Parents or guardians are responsible for monitoring the child’s activities and ensuring compliance with these Terms. All users must promptly notify us of any unauthorized use of their account.

3. User Conduct

When using Entrepreneurs IQ, you agree NOT to:

• Post or share false, misleading, defamatory, or offensive content.
• Engage in activities harmful to minors.
• Violate intellectual property rights or privacy of others.
• Interfere with or disrupt platform operations.

3. Services Provided

Our services include but are not limited to:

• Educational content and resources.
• Interactive learning through live sessions and mentorship.
• Networking and community engagement.
• Business assessments and support for funding applications.
• Marketing and research tools.

Some features may require additional fees or memberships.

4. User Responsibilities

You agree to:

• Maintain accurate, up-to-date account information.
• Respect other users and community guidelines.
• Secure and maintain confidentiality of your login credentials.

4. Payments and Refunds

Payments for services are securely processed through Stripe. All sales are final; PIL, EIQ does not offer refunds or returns on services, courses, or memberships.

No refunds for any reason.

5. Intellectual Property Rights

All content on Entrepreneurs IQ, including courses, text, images, logos, and trademarks, is proprietary to PIL, EIQ or licensed to us. Unauthorized reproduction or redistribution is prohibited.

6. User-Generated Content

You retain ownership of the content you create on our platform, but you grant PIL, EIQ a non-exclusive, worldwide license to use, modify, distribute, and display such content for operational and promotional purposes.

5. Disclaimers

Our platform provides educational and informational resources only. PIL, EIQ makes no guarantees of specific outcomes, funding approvals, or business successes.

6. Limitation of Liability

PIL, EIQ is not liable for any damages or losses resulting from your use or inability to use our platform and services.

6. Indemnification

You agree to indemnify and hold harmless PIL, EIQ, its affiliates, partners, and employees from any liabilities, damages, or costs arising from your violation of these Terms or misuse of the services.

6. Changes to Terms

We reserve the right to modify these Terms at any time, with notification provided via email or website announcement. Continued use of our platform following changes constitutes acceptance of the revised Terms.

7. Governing Law

These Terms are governed by the laws of the jurisdiction in which Powerful Impact Labs, LLC is located, without regard to conflict of law principles.

7. Contact

For questions regarding these Terms, please contact us:
support @ entrepreneursiq.com

Privacy Policy

PIL, LLC aka Entrepreneurs IQ (EIQ) (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, interact with our platform, or engage with our services, including but not limited to educational courses, live mentorship sessions, community groups, business assessments, funding applications, and marketing tools. Please read this policy carefully. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS THE SITE OR USE OUR SERVICES.

1. Information We Collect

Personal Information

When you sign up for Entrepreneurs IQ, we may collect:

• Contact Information: Name, email address, phone number, physical address.
• Business Information: Company name, business type, financial information for credit and funding applications, grant tracking details, and other business-related data.
• Profile Information: Username, profile picture, bio, community group memberships, preferences, and other profile-related details.
• Payment Information: Credit card numbers, billing addresses, and transaction histories (processed securely via Stripe).
• Interaction Information: Your participation in live events, webinars, coaching sessions, assessments, surveys, and feedback submissions.

Information Collection

We collect information in the following ways:

• Directly from You: When registering, applying for funding, participating in assessments, purchasing memberships, courses, or interacting with other users.
• Automatically Collected: Through cookies and analytics tools (e.g., Google Analytics, Meta Pixel) when browsing our site, including information on your browsing behavior, IP address, device type, browser type, and usage patterns.

Use of Your Information

We use your information to:

• Provide and manage our services, including personalized grant searches, business credit applications, customized resources, competitor monitoring, and sharing business opportunities based on user sign-ups.
• Facilitate interactive learning sessions, live coaching, and mentorship.
• Offer personalized content, marketing materials, and promotions.
• Facilitate communication within community groups and networking opportunities.
• Process transactions securely via Stripe.
• Improve our platform by analyzing user engagement, preferences, and feedback.

Sharing Your Information

We may share your information in specific scenarios:

• Third-Party Providers: With trusted third-party vendors (e.g., Stripe) that help us deliver services securely.
• Funding Providers and Partners: With investors, grant providers, lenders, or third-party business opportunity providers upon your explicit consent.
• Marketing Partners: To deliver targeted ads or personalized promotions based on your preferences and interactions.
• Legal Compliance: To comply with applicable laws, respond to legal requests, or protect our rights and the rights of others.

Data Security

We implement industry-standard security measures to protect your personal and financial data. However, no internet transmission or electronic storage method is completely secure. We strive to use commercially acceptable methods but cannot guarantee absolute security.

Cookies and Tracking Technologies

Our website uses cookies, pixels, and similar tracking technologies to:

• Understand and enhance user experiences.
• Deliver targeted advertising.
• Analyze platform usage and effectiveness of marketing campaigns.

You can manage cookie preferences through your browser settings.

Third-Party Websites and Services

Our website may contain links or integrations with third-party websites or services. We are not responsible for their privacy practices. We encourage you to review their policies before providing personal information.

User Rights and Choices

You have the right to:

• Access and update your information via your profile settings.
• Opt-out of marketing communications.
• Request data deletion, except where we are legally obligated to retain certain information.

Children’s Privacy

Entrepreneurs IQ is designed for general audiences and may be accessed by users under 18 only with explicit parental or guardian consent. We take additional steps to protect children’s privacy by limiting the collection of personal information to only what is necessary to participate in educational activities, and we never sell or disclose children’s personal information to third parties for marketing purposes.

Parents or guardians can review, request the deletion of, or restrict further collection of their child’s information by contacting us directly.

Updates to This Privacy Policy

We may revise this policy periodically. Any updates will be communicated through email or by prominently posting notice on our platform.

Contact Us

If you have questions or concerns regarding this Privacy Policy, contact us at: [support@entrepreneursiq.com].